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Finding the right business loan for your small business is what we are all about. We want your business to grow as much as you do. That is why we help you understand your funding options and guide you to select the small business loan that is the best fit for you and your business.

How to Get a Small Business Loan


1. Getting to know you and your small business

Answer a few simple questions about your small business in our short online application and find out if you prequalify for a Amerishop Financial small business loan in just a few seconds!

2. Review your options with a loan specialist

Tell us your story and help us understand your small business. We will explain your funding options while answering any questions you may have during the loan process.

3. Submit your business’ essential financial documents

We want to make sure we have all the information we need to get you the small business loan that is the best fit for you. Submitting your financial statements online is secure and a breeze!

4. Accept the final offer and business loan terms

After reviewing your business loan application, we will deliver a final loan offer with your business loan terms. Sign off, and you’re done!

5. Receive your funding

That’s it! Your funds will be deposited into your bank account. Now you can focus on growing your small business!

3 Easy Steps to Small Business Funding


Easy online business loan application pre-approval

Our online business loan pre-approval process will allow you to learn whether you currently qualify for financing. Simply fill out the form with basic information about you and your small business, and you will know your approval status within 48 hours. We will guide you throughout the rest of the process to get your financed fast.


Get matched with the best loan for your business

Upload your small business documents online or submit your financial records to your business loan specialist. It’s easy! Afterward, we carefully review your business profile and match you with the small business loan solution that best fits your needs.


Receive an offer and get funded within days

Receive your special business loan offer, sign the agreement, and you’re all set! You will have your funds deposited directly to your bank account in just a few days.

How To Apply

(Takes less than 5 minutes)

(Takes less than 5 minutes)

24 Hours

We'll get back to you within 24 hours with a Yes/No decision. "Soft pull" only to pre-approve.

(Takes less than 5 minutes)

Business Bank


Please submit your three (3) most recent business bank statements (one PDF per statement).

(Takes less than 5 minutes)

Get Funded

Once approved and the offer is accepted, you will have your money in 24 to 48 hrs.

(Takes less than 5 minutes)

Driver's Licence

Please provide a clear, legible copy of the front and back of your valid driver's license. 

What do I need to apply for small businesses with Amerishop Financial?

Our loan approval criteria are much more flexible than other financial institutions, and our terms are based primarily on the cash flow of your small business, your credit score, and the planned use for the funds.

Mínimum Requirements

To qualify for a business loan through Amerishop Financial, your registered business should be operating for at least three months, generate sales of $5K+ to month.


Fast Funding in 2 Business Days

Our loans from small companies in Amerish Financial offer speed and reliability to receive funds in less than 24 hours. We offer our customers the best rates and terms, which allows us to help smaller businesses.


Small Business Owners

We are dedicated to helping minority businesses succeed. We believe access to capital is one of the greatest challenges for minority businesses.


Why a Small Business Loan can be a Smart Option

The easiest way to grow your business is by investing in it. As the saying goes, it takes money to make money. But using your savings is not the best idea. Fortunately, there are affordable business loans that adapt to you and your business. As a result, you can access more cash and, depending on the lender, you can even enjoy extra benefits. Low-interest business loans open a new world of possibilities to grow your business without risking your financial future.


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