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Equipment Financing

Upgrade your equipment and free up working capital in the process

How Equipment Financing Loans Can Work for You
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Equipment Financing Options

  • Get up to $150,000 for equipment that’s crucial for running your business

  • Lease new or pre-owned equipment

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Improve Efficiency

  • Improve your business efficiency with new equipment

  • Get equipment financing without a significant outlay of money

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No Limitations

  • Lease about any type of new or pre-owned equipment

  • You decide what equipment your business really needs

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Quick  Process

  • Hold onto hard-earned cash for use in other parts of the business

  • Flexible payment options are available

Equipment Financing

Your business can’t move forward if you don’t have the right equipment. From heavy equipment like forklifts to large medical equipment, having the equipment you need is a necessary part of your business. Don’t be deterred by the huge cost of equipment. With equipment financing and leasing, you can get up to $150,000 in funding for financing your new or used business equipment. With our Lowest Payment Guarantee and no down payment requirement, we cost you less. Our dedicated Funding Specialists will work to get you a quick approval on virtually any type of equipment. They will then find the payment option that's best for you.

Qualifications for Equipment Financing

01

6 months
in business

02

FICO score
over 575

03

Equipment quote
from a vendor

04

Application Online

How to Apply

Applying for equipment financing from Amerishop Financial Services & Advisors is easy. Simply fill out our quick and easy online application and one of our friendly Funding Specialists will contact you to learn more about your business. Your Funding Specialist can help you decide which financing option is a good fit for your business regardless of whether you need equipment financing or a short term business loan. Once you apply for equipment financing, you’ll receive an answer in as little as 24 hours.

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FAQ: Equipment Financing

What is equipment financing?

Equipment financing is the process of obtaining business equipment using a loan or lease. Equipment financing loans allow you to purchase the equipment with payments made over time, similar to using an auto loan to buy a personal car. Equipment leasing, on the other hand, gets you the equipment you need without the intention of owning it. You’ll make a regular lease payment to continue using the equipment as if it were your own. When the lease is up, you can give the equipment back or renew the lease. Sometimes you may have options for purchasing the equipment at the end of the lease.

How does equipment financing work?

Securing financing for business equipment might seem daunting. If you try to get a loan from a traditional lender like a bank or credit union, it can be. Depreciation on equipment usually makes traditional lenders wary of lending large sums for businesses to purchase equipment. However, alternative lenders usually provide customized financing solutions for your equipment needs. At Amerishop Financial, we can help you design an equipment loan or lease program for business equipment up to $150,000. We don’t require a down payment and our equipment financing is available for new or pre-owned equipment.

How long can you finance equipment?

You may be able to finance equipment for a short period of time or even as long as a decade plus. The specific length of your equipment financing term depends on several factors. If you’re purchasing expensive equipment with a loan, you may need to make payments for several years. On the other hand, if you’re leasing equipment with a fast depreciation, you may only want to lease it for a couple of years.

How do I learn how to finance heavy equipment?

Financing your heavy equipment is a great way to make expensive machinery and tools more affordable for your business. You can finance heavy equipment by using a purchasing loan or equipment lease. To start the financing process, you’ll need to find a lender and apply for financing. You may have more difficulty getting equipment financed through banks or other traditional lenders. An alternative lender like Amerishop Financial offers higher approval rates and customized financing options tailored to your business needs.

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